GOF: Chapter 2: Credit Bureaus

The idea of ultimate information are credit agencies. These companies have basically unlimited use of personal information of consumers most financial records. The three major companies have the consumers futures in their hands. Credit reports are sought after by jobs, credit card companies, car dealer, and most importantly banks. With these records they have the power of employment careers, the kind of cars you drive and even where you live. With all this power they still choose to sell personal information to the highest bidding companies for their mailing list. This just stopped happening in 2001, the question now is how are they making their extra cash off consumers now?